Privacy Policy

Last updated: August 8, 2026.

This Privacy Policy explains how information may be processed when you use Personal Finance Fundamentals, operated by WRS Web Solutions Inc., 18 King Street East, Suite 1400, Toronto, Ontario M5C 1C4, Canada.

Information you enter into calculators

The calculators in this static site are designed to run in your browser. The site does not create an account or intentionally transmit calculator values to our server for storage.

Server logs and ordinary web data

Our hosting provider may process standard request information such as IP address, date and time, requested URL, referring page, browser or device information, response status and security-related data. Such information may be used for site operation, security, abuse prevention and troubleshooting.

Google AdSense and third-party advertising

This site may use Google AdSense and other third-party advertising services. Third-party vendors, including Google, may use cookies, web beacons, IP addresses, device identifiers or similar technologies to serve, measure and improve advertising.

Google's use of advertising cookies enables Google and its partners to serve ads based on a user's prior visits to this site and/or other sites on the Internet. Depending on consent, account settings, region and Google's systems, ads may be personalized or non-personalized. Non-personalized ads can still use cookies or similar technologies for purposes such as frequency capping, aggregated reporting, fraud prevention and ad measurement where permitted.

Your advertising choices

Users can manage Google advertising personalization through Google Ads Settings. Where applicable, users may also use industry opt-out tools for participating third-party advertising vendors, such as the Digital Advertising Alliance opt-out tool. Opting out of personalized advertising does not necessarily remove advertising; non-personalized or contextual advertising may still appear.

For information about how Google uses data from sites and apps that use Google services, see Google's page explaining information use on partner sites and apps: How Google uses information from sites or apps that use our services.

EEA, United Kingdom and Switzerland

For users in the European Economic Area, United Kingdom and Switzerland, Google requires publishers serving personalized ads to use a Google-certified consent management platform integrated with the IAB Europe Transparency and Consent Framework. Where a consent message applies, choices may include consent, refusal or management of advertising and data-processing purposes as made available by the CMP.

You may revisit applicable Google consent choices using the Privacy & cookie settings control in the footer or on this page.

Cookies

Cookies may be used by advertising, consent-management, security, analytics or hosting services associated with the site. Browser settings can also be used to block or delete cookies, although this may affect functionality or advertising preferences.

Third-party vendors

Google and eligible advertising technology providers may participate in ad delivery. The specific vendors involved can vary by region, consent status, auction and Google configuration. Google provides information about advertising technology providers and user advertising controls through its own policy and AdSense resources.

External links

Links to government agencies and other external sites have their own privacy policies. We do not control their practices.

Children

This site is general financial education and is not designed to collect personal information from children. Do not submit sensitive personal or financial information through general contact channels.

Contact regarding privacy

Privacy questions or requests concerning this website may be submitted through the WRS Web Solutions Inc. help desk: privacy/contact help desk.