:root{
 --ink:#15272a;--muted:#5d6c69;--paper:#f5f0e4;--paper2:#fffdf8;--green:#175b4a;
 --green2:#0d3f36;--gold:#d39b38;--coral:#c9684b;--line:#d9d2c2;--blue:#355f78;
 --shadow:0 18px 45px rgba(20,42,39,.12);--r:18px;--max:1380px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper2);
font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;line-height:1.65}
a{color:var(--green);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{color:var(--coral)}
img,svg{max-width:100%}.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:12px;background:#fff;padding:10px;z-index:99}
header{background:rgba(255,253,248,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40;backdrop-filter:blur(10px)}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none;font-weight:800;letter-spacing:-.02em}
.brandmark{width:42px;height:42px;border-radius:10px;background:
linear-gradient(90deg,transparent 0 27%,rgba(255,255,255,.34) 27% 31%,transparent 31% 63%,rgba(255,255,255,.34) 63% 67%,transparent 67%),
linear-gradient(0deg,transparent 0 27%,rgba(255,255,255,.34) 27% 31%,transparent 31% 63%,rgba(255,255,255,.34) 63% 67%,transparent 67%),var(--green);
box-shadow:inset 0 0 0 2px rgba(255,255,255,.35)}
nav ul{display:flex;gap:18px;align-items:center;list-style:none;padding:0;margin:0;flex-wrap:wrap}
nav a{text-decoration:none;font-weight:700;font-size:.93rem;color:var(--ink)}nav a:hover{color:var(--green)}
.menuBtn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 10px;font-weight:700}
.hero{background:linear-gradient(135deg,#123f36,#195f4d 58%,#2e7160);color:#fff;overflow:hidden}
.heroGrid{display:grid;grid-template-columns:1.18fr .82fr;gap:48px;align-items:center;padding:74px 0}
.eyebrow{display:inline-flex;gap:8px;align-items:center;text-transform:uppercase;letter-spacing:.12em;font-size:.75rem;font-weight:800;color:#f6d38d}
h1,h2,h3{line-height:1.14;letter-spacing:-.025em}h1{font-size:clamp(2.35rem,6vw,4.9rem);margin:.25em 0 .3em}h2{font-size:clamp(1.6rem,3vw,2.45rem);margin:1.5em 0 .45em}h3{font-size:1.18rem}
.hero p{font-size:1.14rem;max-width:780px;color:#eef7f2}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:12px 18px;font-weight:800;text-decoration:none;border:1px solid transparent}
.btnPrimary{background:#f2c56c;color:#1d332f}.btnGhost{border-color:rgba(255,255,255,.42);color:#fff}
.ledger{position:relative;background:#fff7e9;color:var(--ink);border-radius:24px;padding:24px;box-shadow:0 30px 70px rgba(0,0,0,.24);transform:rotate(1deg)}
.ledger:before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(0deg,transparent 0 38px,rgba(26,91,74,.12) 39px 40px);pointer-events:none;border-radius:24px}
.ledgerHead,.ledgerRow,.coinbar{position:relative;z-index:2}.ledgerHead{display:flex;justify-content:space-between;font-weight:900;border-bottom:3px solid var(--green);padding-bottom:10px;margin-bottom:11px}
.ledgerRow{display:grid;grid-template-columns:1fr 90px;gap:12px;padding:8px 0;font-family:ui-monospace,SFMono-Regular,Menlo,monospace}
.coinbar{height:78px;display:flex;align-items:flex-end;gap:9px;margin-top:18px}.coinbar span{display:block;width:18%;border-radius:7px 7px 0 0;background:var(--gold)}
.coinbar span:nth-child(1){height:34%}.coinbar span:nth-child(2){height:52%;background:var(--coral)}.coinbar span:nth-child(3){height:66%}.coinbar span:nth-child(4){height:78%;background:var(--green)}.coinbar span:nth-child(5){height:92%;background:var(--blue)}
main{min-height:55vh}.section{padding:64px 0}.soft{background:var(--paper)}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 8px 24px rgba(35,55,49,.06)}
.card h3{margin-top:0}.card p:last-child{margin-bottom:0}.kicker{font-size:.76rem;text-transform:uppercase;letter-spacing:.11em;color:var(--coral);font-weight:900}
.pageHero{background:linear-gradient(120deg,#eef0df,#f8efe1);border-bottom:1px solid var(--line);padding:56px 0 44px}.pageHero h1{font-size:clamp(2.15rem,5vw,4.1rem);max-width:1050px}.pageHero p{font-size:1.13rem;max-width:900px;color:#42524e}
.content{max-width:900px}.content p{font-size:1.05rem}.note{border-left:5px solid var(--gold);background:#fff8e8;padding:18px 20px;border-radius:0 12px 12px 0;margin:28px 0}
.warning{border-left-color:var(--coral);background:#fff1ec}.toc{background:#f1f6f2;border:1px solid #cadbd3;border-radius:16px;padding:20px;margin:28px 0}.toc a{font-weight:700}
.breadcrumbs{font-size:.9rem;color:var(--muted);padding-top:16px}.breadcrumbs a{color:var(--muted)}
.related{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.related a{display:block;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;text-decoration:none;font-weight:800}
.tool{max-width:860px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}
.formgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field label{font-weight:800}.field input{width:100%;border:1px solid #aebdb6;border-radius:10px;padding:12px 13px;font:inherit;background:#fff}
.result{margin-top:18px;border-radius:14px;background:#e8f3ee;border:1px solid #bcd6ca;padding:18px;font-weight:750}.result strong{font-size:1.45rem;color:var(--green2)}
.tableWrap{overflow-x:auto}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:12px;border-bottom:1px solid var(--line);text-align:left}th{background:#edf4ef}
.checklist label{display:flex;align-items:flex-start;gap:10px;padding:10px 0;border-bottom:1px dashed var(--line)}.checklist input{margin-top:5px}
footer{background:#132b27;color:#dce8e3;margin-top:64px}.footGrid{display:grid;grid-template-columns:1.1fr 1.9fr;gap:40px;padding:48px 0}.footLinks{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px 18px}.footLinks a{color:#e9f1ee;text-decoration:none}.fine{border-top:1px solid rgba(255,255,255,.13);padding:18px 0 28px;color:#aebfba;font-size:.9rem}
.cookieBtn{background:none;border:0;color:#e9f1ee;padding:0;font:inherit;cursor:pointer;text-decoration:underline}
@media(max-width:980px){.heroGrid{grid-template-columns:1fr}.ledger{max-width:650px}.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.related{grid-template-columns:repeat(2,minmax(0,1fr))}.footGrid{grid-template-columns:1fr}nav{display:none}.menuBtn{display:block}nav.open{display:block;position:absolute;top:78px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px}nav.open ul{width:min(var(--max),calc(100% - 36px));margin:auto;display:grid;grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.wrap{width:min(var(--max),calc(100% - 24px))}.heroGrid{padding:52px 0}.grid,.grid2,.formgrid,.related{grid-template-columns:1fr}.footLinks{grid-template-columns:repeat(2,minmax(0,1fr))}.section{padding:46px 0}.card{padding:20px}h1{font-size:2.35rem}}